If your credit history is marred by mistakes, you’ve got a score to settle. Literally. And the experts at Schlanger Law Group say that credit lawyers represent the optimal choice when it comes to challenging credit agencies. Here’s why.Info: https://consumerprotection.net/
Here’s the situation: you open your latest credit report (as you do) only to see a shockingly low score. Suddenly, the worst consequences run through your mind: your credit cards will be canceled… you won’t get that new apartment… you’ll never land a job again. But it doesn’t have to go that far. If you’re confident that your credit report is erroneous, experts say that credit lawyers can make things right and get your score back where it belongs - in the green.
Here’s how.
You don’t have to dispute erroneous credit histories alone. Credit lawyers know exactly which laws are there to protect consumers - and that puts them in a position to challenge credit reporting agencies.
Have you heard of the Fair Credit Reporting Act? It’s been established to make sure you don’t pay the penalty for rocky credit reports if you don’t deserve to.
And to be clear, mistakes can happen:
Identity theft victims risk their credit score getting tanked by the actions of someone else. Debts you thought were cleared can sometimes crop back up, through no fault of your own. Payments sometimes get credited incorrectly, with records getting lost or wires getting crossed.
One credit law firm, Schlanger Law Group, has seen what can happen when credit reports contain mistakes.
“If your credit history has errors or inaccurate information, they can unfairly show up in your credit report and damage your credit score. According to the FTC, millions of Americans have unwarranted negative marks or mistakes on their credit reports.”
And the consequences?
Unapproved loan, mortgage, or tenancy applications. Costlier insurance coverage. Lost employment opportunities. Remember that major companies will rely on credit scores to evaluate your financial habits. That’s exactly why any mistakes should be corrected as soon as possible.
Don’t expect credit reporting agencies to accept responsibility for inaccuracies - or rush to correct errors unless pressed.
That’s why you’ll need to take legal action in the form of official disputes if you want to accelerate proceedings. Attorneys can help in that regard, drafting dispute letters that cite fair credit reporting laws.
The goal? In many cases, it’s to force agencies to reconsider credit history reports. If you’re being unfairly hamstrung by mistaken identity or falsely-reported debts, credit lawyers aim to get such errors rectified. Alternatively, they can negotiate for ample settlement figures that make good on any losses you’ve experienced thus far.
And don’t forget that credit score damage is just the start. Experienced credit lawyers will usually be able to help you resolve stressful issues pertaining to scams, identity theft, and malicious hacking incidents - effectively reversing financial hardships in the process.
Your best move at this point? Reach out to a lawyer near you for a consultation. Talking is often free at this early stage - making it easier to see exactly how attorneys can address your situation. Click the link in the description now. Schlanger Law Group City: New York Address: 9 East 40th Street, Suite 1300 Website: https://consumerprotection.net/ Phone: +1 212 500 6114 Email: information@consumerprotection.net