UBC News

How Lenders Really Calculate DSCR on Mixed Rent Multi-Family Properties

Episode Summary

Lenders calculate DSCR differently than investors, especially for multi-family properties with mixed rent types. Rent freezes, in-place rents, and conservative expense assumptions all shape what the lender sees — and it rarely matches the investor's math. To learn more, visit https://bkdscr.com/dscr-formula/

Episode Notes

[thoughtful] So, you're looking at a multi-family property in a market with rent stabilization. The numbers look good on your end, but then the lender comes back with a completely different DSCR. [short pause] Sound familiar? BKDSCR City: New York Address: 1178 Broadway Website: https://bkdscr.com