Most families underestimate funeral costs by thousands of dollars. This episode breaks down the real numbers and explains how to calculate your actual final expense insurance needs. To learn more, visit: https://www.ranwellinsurance.com/top-reasons-you-need-to-get-final-expense-insurance-quotes-in-macon-ga-now/
Let me ask you something that might feel a little uncomfortable. Do you know how much your funeral would cost? Not a ballpark guess, but the actual number your family would need to come up with within days of your passing. Most people don't, and that's exactly why so many families end up blindsided by expenses they never saw coming. Here's the reality: the average funeral in the US runs somewhere between eight and twelve thousand dollars, and that's before you add in the cemetery plot, the headstone, the flowers, and the catering for the reception afterward. Go with a traditional burial including a nice casket and a viewing, and you're looking at ten to fifteen thousand pretty quickly. Now here's where it gets interesting. Funeral costs are actually just the beginning of what families pay when someone passes away. There are outstanding medical bills that don't disappear, credit card balances that transfer to the estate, legal fees for probate, and all those regular household expenses that keep coming due while everyone's trying to grieve. Add it all up and the total often lands somewhere between fifteen and twenty-five thousand dollars. So how much final expense insurance do you actually need? The experts at Ranwell Insurance suggest starting with a simple calculation. First, figure out what kind of service you want—traditional burial or cremation—and get realistic about the costs. Then add any outstanding debts you'd want cleared, and throw in a buffer of ten to fifteen percent because costs rise every year and surprises happen. For most families, that math lands somewhere between ten and twenty thousand dollars in coverage. A basic cremation with minimal extras might only require five to ten thousand, while a full traditional service plus debt payoff could push you toward twenty-five thousand. The good news is that final expense insurance is designed to be accessible, with simplified approval processes that don't require medical exams and premiums that stay fixed for the life of your policy. The key is getting the coverage amount right so your family isn't left scrambling to cover a shortfall during an already difficult time. If you're ready to figure out your number and see what coverage would cost, the team at Ranwell Insurance can walk you through your options and help you compare quotes from multiple carriers. Click the link in the description to get started with a free quote today. Ranwell Insurance City: Nashville Address: 226 Bay Lane Website: https://www.ranwellinsurance.com Phone: +1-855-508-5008