UBC News

Your Texas Property Tax Bill Might Be Wrong—Here's What to Do

Episode Summary

Discover how Texas property owners can challenge inflated assessments and potentially save thousands before the May deadline.

Episode Notes

That property tax notice sitting in the mailbox represents more than just a number. It determines what Texas property owners pay in taxes for the entire year. And here is something most people do not realize. That assessment can be wrong. County appraisal districts value hundreds of thousands of properties using mass appraisal software. The systems handle volume efficiently, but they miss things. Foundation problems, deferred maintenance, incorrect square footage, outdated comparable sales. These factors affect actual market value, and the software does not always account for them. Texas law gives property owners the right to challenge these assessments through a formal protest process. But here is the critical part. The deadline is May fifteenth, twenty twenty-six, or thirty days from the notice date, whichever comes later. Miss that date and the opportunity disappears until next year. The stakes matter more in Texas than almost anywhere else. Without a state income tax, property taxes fund everything from schools to roads to emergency services. Tax Foundation data shows Texas rates averaging around two point four three percent, compared to the national average of point nine percent. On a four hundred thousand dollar property, that translates to roughly ninety-seven hundred dollars annually. So what does a successful protest actually require? Evidence. Appraisal Review Boards evaluate market value based on specific documentation. Comparable sales from similar properties. Photographs showing condition issues. Contractor estimates for necessary repairs. Proof of factual errors in official records. Opinions about tax fairness carry no weight in these proceedings. This is where professional expertise makes a measurable difference. The Ambrose Group has been helping Texas property owners navigate the protest process since nineteen ninety-four. Over thirty years of experience translates to real results. The firm reports an average eighteen percent reduction in arbitration cases, with an additional fifteen percent achieved through litigation when necessary. Commercial properties present additional complexity. Income-based valuation methodologies require presenting rental income, operating expenses, and appropriate capitalization rates. The Ambrose Group team includes appraisers holding MAI, SRA, and AI-GRS designations from the Appraisal Institute. Less than eight percent of appraisers earn these credentials. One often overlooked strategy involves protesting annually rather than only reacting to large increases. Assessment errors compound over time. This year's inflated value becomes next year's starting point. Consistent engagement catches problems early and signals to appraisal districts that a property owner maintains active oversight. Most property tax consultants, including The Ambrose Group, work on contingency. No fees unless they successfully reduce the assessed value. Typical arrangements range from twenty-five to fifty percent of first-year tax savings. For Texas property owners questioning their twenty twenty-six assessment, the time to act is now. Not in May when everyone scrambles against the deadline. The Ambrose Group offers complimentary assessments to help property owners understand their options. Visit the ambrose group dot com for more information.

The Ambrose Group
City: Jersey Village
Address: 16545 Village Dr
Website: https://theambrosegroup.com/